购买流程: 通过地产经纪
1。寻找一位有信誉，可靠，拥有合格执照的产业经纪
非法产业代理一般上会以一些优惠，如折扣的经纪费、附加服务等来吸引屋主，
千万别贪图便宜或受甜言蜜语迷惑，轻率将昂贵产业的命运交到这一撮人的手上。
委任注册的特许产业经纪，可减少法律上的责任，也可避免与客户直接接触与冲突。
[记得! 非法产业代理是房东的梦魇，合法产业经纪才是房东与租户的保障]
2。与产业经纪安排时间看房子
住宅的自然条件，比如：各种公共设施，繁华度，交通便捷等等
住宅的环境，比如：日照，通风，噪音，绿化，治安状况等等
住宅的健康与安全性，比如：防止事故，远离污染源等等
还有一些网上朋友的提议：
第一招 ，不看白天看晚上。
了解入夜后房屋附近噪声、照明安全等。
第二招 ，不看晴天看雨天。
再好的伪装也敌不过几天下雨，此时漏水、渗水一览无余。
第三招 ，不看建材看格局。
不被漂亮的建材迷惑，房屋性能有效发挥，有赖于格局是否设计周全。
第四招 ，不看墙面看墙角。
看墙角是否平整、龟裂、有无渗水。
第五招 ，不看装潢看做工。
尤其是每个接角、窗沿、墙角、天花板等做工是否细致。
第六招 ，不看窗帘看窗外。
一定要拉开窗帘看一下通风、采光、排气管等是否良好。
第七招 ，不看电梯看楼梯，
即安全楼梯。如果发生灾难，它是唯一逃生之路。
第八招 ，不看电器看插座。
设计精心的房屋，才能充分享受现代化家电的便利性。
第九招 ，不看家具看空屋。
空屋才是真面目。
第十招 ，不问屋主问警卫。
房屋在屋主眼里都是最好的，管理员却了解房屋、环境和邻居的情况。
第十一招，不看地上看天上。
注意看天花板和角落有无漏水。
第十二招，不看客厅看厨厕。
厨厕是内部器官，家中的水电煤系统都在这里，是容易出问题的地方。
3。如果房屋情况满意，屋价也合理，基本的程序如下：
i） 买方必须支付屋价的1%当作订金
ii） 申请银行或金融机构的贷款，通常两个星期就能得到银行的批准
iii）一个月以内，签署买卖合同，买方必须支付另外的9%以作为头期钱
iv）从签订之日算起，买方（银行）应在三个月完成全额付款
4。买方必需支付的税费：
买卖合约律师费：
- 首 RM 150,000 的律师费 = 1%
- 接下来至 RM 1,000,000 的律师费 = 0.7%
- 接下来至 RM 3,000,000 的律师费 = 0.6%
- 接下来至 RM 5,000,000 的律师费 = 0.5%
- 接下来至 RM 7,500,000 的律师费 = 0.4%
- 首 RM 100,000 的印花税 = 1%
- 接下来至 RM 500,000 的印花税 = 2%
- RM 500, 000 以上的印花税 = 3%
假设我们要购买一间 RM 300,000 的房屋，那么律师费
= RM 150,000 的 1% + RM 150,000 的 0.7%
= RM 1,500 + RM 1,050
= RM 2,550
假设我们要购买一间 RM 300,000 的房屋，那么印花税
= RM 100,000 的 1% + RM 200,000 的 2%
= RM 1,000 + RM 4,000
= RM 5,000
* 首次购屋免50%印花税
Buying process: through real estate negotiator
1. To find a reputable, reliable, have qualified license real estate negotiatorIllegal real estate agent generally on some concessions, such as discount brokerage fees, additional services to attract homeowners. Do not covet cheap or sweet confused, reckless hand over the property to these people. Appoint a registered real estate agent, reduce legal responsibility, it can also avoid direct contact with the customer and conflict.
[Remember! Illegal estate agent is the landlord's nightmare, the registered real estate agent is the landlord and tenant best and only choice]
2. To arrange a time to see the house with real estate agentResidential natural conditions, such as: a variety of public facilities, bustling degrees, convenient transportation, etc. Residential environment, such as: sunshine, ventilation, noise, green, security situation, etc. Residential health and safety, such as: away from pollution sources, etc.
There are some online friends proposed:
The first move, do not look only the day time and to see at night. Get more houses information at night such as noise, lighting and security.
The second measure, do not look sunny day but look at a rainy day. Even the best disguises no match for a few days of rain, the water leakage, seepage etc.
The third measure, do not see the building materials to see the pattern. Do not be fooled by the pretty building materials, depends on the pattern of well-designed.
Fourth move, do not look at the wall to see the corner. See the corner is cracks, presence or absence of water seepage.
Fifth move, do not look decorated to look at work. Each inscribed angle, windowsill, corner, ceiling work is meticulous.
Sixth move, do not look at the curtains to look out the window. We must pull up the curtains to look at whether good ventilation, lighting, and exhaust pipe.
Seventh move, do not look at the elevator to see the stairs. That safety stairs. If a disaster occurs, it is the only escape route.
Eighth move, do not look at the electrical outlet. Design elaborate housing, in order to fully enjoy the convenience of modern appliances.
Ninth move, do not look at the furniture to see the empty house. The vacancy is the true face of.
Tenth trick, do not ask the homeowner to ask guards. Any house in the homeowner's eyes are the best, and the guards has the understand of housing, the environment and the neighbors.
Eleventh trick, do not look to the floor, look at the ceilings. Watch ceilings and corner for any leakage.
Twelfth trick, do not look at the living room watching kitchen and toilet. Chuce internal organs, water, electricity system all at here, the error-prone areas.
3. If the housing is in satisfactory condition, house prices are also reasonable, basic procedures are as follows:
i) The buyer must pay 1% of the house price as a deposit
ii) apply from bank or financial institution, usually a couple of weeks to get approval from the bank's approval
iii) within one month, need to signed the sale and purchase agreement, the buyer must pay the balance 9%
iv) counting from the date of signing, the buyer (bank) should be completed in three months full payment
4. Purchaser must pay taxes:
Sale and purchase lawyer' fees:
• Lawyer's fees for first RM 150,000 = 1%
• Lawyer' fees for following to RM 1,000,000 = 0.7%
• Lawyer' fees for following to RM 3,000,000 = 0.6%
• Lawyer' fees for following to RM 5,000,000 = 0.5%
• Lawyer' fees for following to RM 7,500,000 = 0.4%
Sale and purchase stamp duty:
• First RM 100,000 stamp duty = 1%
• Following to RM 500,000 stamp duty = 2%
• More than RM 500, 000 stamp duty = 3%
Suppose we want to buy a house cost RM 300,000, lawyer' fees
= RM 150,000 x 1% + RM 150,000 x 0.7%
= RM 1,500 + RM 1,050
= RM 2,550
Suppose we want to buy a house cost RM 300,000, stamp duty
= The RM 100,000 x 1% + RM 200,000 x 2%
= RM 1,000 + RM 4,000
= RM 5,000
* First time homebuyers able to get a 50% stamp duty discount
